BridgePayDay Loan, Inc.

Fast and Secure Payday Loans in Canada
Apply Now for instant cash
1

Why Us...

Bridge PayDay Loan, Inc. makes it easy for you to get the cash you need now with our easy Payday Loan.
2

How we can help you...

- Instant decisions: Get cash quickly
- The money is wired directly to you 
- High Approval Rates


Helping You to Success

Help From Bridge PayDay Loan

How does an online payday loan work?

The process of applying for an online payday loan is a relatively easy one. The first step is to submit an application on-line, which will gather general information about yourself, employment, and bank account. You will then receive a decision back within 120 seconds; if approved, you will be presented the loan agreement and terms/conditions. You are then able to sign the loan documents via e-signature; however if you are not satisfied with the terms of the loan, simply do not sign it, and apply again to find a different lender. Once the documents are signed, the lender will typically verify a few pieces of information. The money is then typically wired to your account within one business day.

How It Works

What is your contact phone #?

The Bridge Payday Loan main phone number is 1-800-878-1986. If you have questions in regards to an approval or the servicing of a current loan; please contact your lender, as they will be able to address any questions in terms of approvals, processing, or servicing of their loans.

What is your mailing address?

Bridge PayDay Loan, Inc
3810 Murrell Road
Ste 118
Rockledge, FL 32955
Contact Us

Bridge PayDay Loan Services

Below are other services that we offer:

Frequently Asked Questions

What is a payday loan?

A payday loan is a small unsecured loan, usually up to $1,500, which is designed to help meet your financial obligations until your next payday. Essentially, you will pay back the advanced amount plus a fee on your next payday.

Through our vast network of payday lenders, Bridge Payday Loan is here to help you find a payday loan in Canada today.

How/Where do I get my proceeds?

The advance is wired directly by your lender into the bank account that you provided on your application.

How fast can I get my money?

Bridge Payday Loan works with a vast network of payday lenders, some of which are able to wire your cash that same day; else you will typically receive your proceeds within one business day.

How much money can I get?

Depending on the applicant's information, up to $1,500 may be borrowed. Each lender has a different lending policy, and they will determine the approved amount. Your lender may offer you a smaller loan until you establish a payment history with them.

Is my personal and financial information secure?

We absolutely respect our customer's right to privacy in managing their personal finances. Our site uses a variety of the latest and most secure measures to maintain the safety of your personal information. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

Am I restricted in how I use the Cash Advance?

No. One of the many benefits to a cash advance is the flexibility of use. You can use it to pay off an unexpected expense or to help pay for holiday expenses. It is up to you.

What information do I have provide to apply for a cash advance?

We will collect your name, address, phone number, bank and employment information.

How much is the application fee?

Bridge Payday Loan does not charge a fee to the applicant. Any and all fees are charged by the lender which will be disclosed to you before you agree to the terms. Make sure you read the terms before agreeing to the loan.

What are the requirements for a loan?

The minimum requirements for a payday loan via the Bridge Payday Loan network are:

  • You must be at least 18 years of age
  • Have a job (or other source of regular income)
  • You must have an active & open bank account with direct deposit
  • You must be a resident of Canada
Your connected lender will evaluate your application and determine whether you are eligible based on its own set of approval criteria. Factors such as income, direct deposit of your pay, past payday loan history and state of residence, may affect the approval and amount of your loan. Once your application is accepted by a lender, they may contact you for additional information to verify and approve your payday loan.

What provinces do you operate in?

Bridge Payday Loan has available lending partners in every province in Canada. All lenders adhere to all applicable state and federal regulations in terms of disclosures, maximum interest rates, maximum annual percentage rates, and all other pertinent items as it relates to your loan application & contract.

Can I still qualify if I have bad credit?

Yes. The vast majority of lenders do not perform credit checks. Due to the short term nature of the loans, it is not necessary to perform credit checks in most cases.

What hours are you open?

We accept applications 24 hours a day, 7 days a week, and 365 days a year. The lenders we work with are typically open from 8 am to 6pm, and do any necessary verification during that time period.

When is my loan due?

Your loan is normally due on your next pay date. Your due date will be clearly laid out in the the loan documents that you will sign.

How much will the loan cost?

The cost of the loan and the APR depends on your application. The terms are disclosed in the application process when you are directed to the lender’s website. At this point you have NOT accepted the loan, and are absolutely no obligation until you sign the loan documents. If the disclosed terms are not acceptable to you, you can simply not sign the documents. The APR will vary from province and lender but will not exceed 599.64%. Representative example: Borrow $300 for 14 days, interest charged 23% of principal. Total cost of borrowing is $69. Annual Percentage rate of 599.64%.

What happens if I’m late with my payment?

Additional fees/charges will more than likely occur in the event of a late or partial payment. Late payment penalties will vary from lender to lender, so please consult your signed loan agreement for the late payment penalties specific to your loan.

What happens if I do not pay?

Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.

How do I get the money and When do I get the money?

The money is electronically wired to your bank account within as little as half an hour and no longer than the next business day.

How do I repay the loan?

The loan amount and all associated fees are automatically deducted from your bank account.

Can I get a cash advance extension?

No. Cash advances and payday loans must be paid in full on their due date. You may apply for another loan once the previous loan has cleared.

What is your renewal policy?

Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes clear to the lender.

Does Bridge Payday Loan do credit checks?

Bridge Payday Loan is not a lender, but instead a payday loan network and we do not perform any type of credit check. Most of our lenders do not do traditional credit checks, however, they may query various consumer databases, such as CL Verify or TeleTrack in order to verify your identity and review your past payday loan history.

Are you my lender?

No, Bridge Payday Loan is not a lender, but instead is part of a vast network to help consumers find payday loans. If you have any questions at all on the loan documents, terms & conditions, repayment, etc.; please contact the lender directly and they will be able to answer your questions.

Why is there so much information contained in the loan agreements?

The Agreement is a contract that complies with all applicable state and federal disclosure requirements. It completely outlines the terms of the payday advance, including the cost of the service fee both as a dollar amount and as an annual percentage rate (APR). As with any contract, it is important that you read this document carefully prior to signing.

What if I do not get approved by the lender that I am matched with?

Bridge Payday Loan's payday lender network is expansive; however, we cannot guarantee that you will receive the loan you need. Our network does its best to match your application with a payday lender likely to provide you with a loan.

Please contact your lender directly if you have any questions once you are matched to the lender that is the best fit.

Do I need to fax any information?

You will not be required to fax anything in during the application process. However, your lender may ask you to fax over certain information during the verification process (if they are unable to verify your application data).